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Goal: 30,000 Progress: 19,263
Sponsored by: The Animal Rescue Site

Homeowners across the United States are being targeted by insurance companies solely based on the breed of dog they own. Insurance companies label some dog breeds as “dangerous,” resulting in higher premiums, inferior policies, or denial of coverage altogether. This practice needs to stop, and it needs to stop now.

U.S. insurance companies can question homeowners on whether they own a certain breed of dog, and can charge more for a policy or require additional paperwork depending on the answer. This practice, known as “breed profiling,” is outlawed in some states, like Michigan and Pennsylvania, but in most states the insurance companies can outright "blacklist" policy holders for owning certain dog breeds.

It’s not just the homeowners who suffer, either. The higher premiums and lower coverage make those breeds less likely to be adopted, leaving them to languish in shelters.

Policy standards when it comes to dog breeds vary from company to company and differ by state. Some companies simply charge more in premiums for owners of a “dangerous” dog breed, while others deny coverage outright. This is not the case with all insurance companies, however. State Farm and others look at a dog’s bite history, not their breed, when calculating factors like risk, coverage, and cost.

Breed bans have been proven to be extremely ineffective, and are not based on scientific data. Dogs should be evaluated based on individual temperament, not only on their breeds. Insurance companies shouldn't be allowed to discriminate against home owners who have a dog of a "dangerous" breed. That's why a nationwide ban on breed profiling needs to be put into effect by the National Association of Insurance Commissioners.

Sign below to stop breed profiling for homeowner's insurance!

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To the National Association of Insurance Commissioners,

Homeowners should not be discriminated against and punished simply for owning any particular breed of dog, regardless of the dog’s temperament, sociability, and personal history. Breed profiling is an irrational practice that only hurts homeowners and dogs all across the United States.

Recognizing that standards and policies differ between companies, and state regulations differing as well, I ask you put into effect a nationwide ban on breed specific policies, or “breed profiling,” in relation to dog ownership and homeowners insurance.

I join with organizations including the American Bar Association, American Kennel Club, American Veterinary Medical Association, National Canine Research Council, and the U.S. Department of Housing and Urban Development, among others, who recognize that any housing or insurance policy regarding a dog should look at the dog’s behavior instead of breed.

Well-trained, socialized pets of all breeds should be allowed to be owned without the threat of penalty from insurance companies in the United States.

National Association of Insurance Commissioners, you can end breed profiling in homeowners insurance policies and create breed-neutral standards that are based on evidence, not fear. Homeowners and all breeds of dogs deserve better than what is currently taking place.


Petition Signatures

Mar 22, 2018 Elena Lange
Mar 21, 2018 Ellen Tieszen
Mar 20, 2018 Linda Borner
Mar 20, 2018 Lothar Schmidt
Mar 20, 2018 Ursula Bellof
Mar 20, 2018 Karola Windweh
Mar 20, 2018 Nancy Walsh
Mar 20, 2018 Sandra Alverson
Mar 19, 2018 Maria R. Gomez
Mar 19, 2018 Lesley Adamson There should not be discrimination against certain breeds of dogs. The behaviour of the dog is usually a function of the owner and their treatment and training of the dog, of any breed.
Mar 18, 2018 Mike Dollard
Mar 18, 2018 Elimaris Gonzalez
Mar 18, 2018 David Young
Mar 17, 2018 yvette Meraz
Mar 17, 2018 Mary Lyda
Mar 17, 2018 Irmgard Gutersohn
Mar 17, 2018 Richard Rheder
Mar 17, 2018 Sandra Cobb
Mar 16, 2018 Susan Hodgson
Mar 15, 2018 Kathrine Jones
Mar 15, 2018 Karen Phylow
Mar 15, 2018 Joyce Garvin
Mar 15, 2018 hEATHER Knowles
Mar 15, 2018 Kay Roberts
Mar 15, 2018 William Schultz
Mar 15, 2018 CRISTINA OLIVA Stop Breed Profiling For Homeowners Insurance! Homeowners insurance companies are raising premiums based upon dog breed. Help ban this harmful breed profiling!
Mar 12, 2018 Ray Walker
Mar 12, 2018 Kim DelMonico
Mar 11, 2018 Melissa Walker
Mar 10, 2018 M Lopez
Mar 10, 2018 (Name not displayed)
Mar 10, 2018 Angela Flanagan
Mar 9, 2018 Judith Lotz
Mar 9, 2018 Amy Smardz
Mar 9, 2018 Dorothy Dunlap
Mar 9, 2018 dawn pecoraro
Mar 8, 2018 Lisa Delabre
Mar 7, 2018 brandi bastian
Mar 7, 2018 Lorraine Socorro
Mar 7, 2018 ronald meigs
Mar 6, 2018 Dorothy Strotkamp
Mar 6, 2018 Jennifer Yergeau
Mar 6, 2018 cynthia dahlen
Mar 6, 2018 (Name not displayed)
Mar 6, 2018 Simone Duffin
Mar 6, 2018 Georgeanne Ford It is not right to discriminate against someone who has a certain breed of dog when it has been proven time and again that dog is only as good as it's owner.
Mar 6, 2018 Susan Ellis
Mar 6, 2018 Elva Munro
Mar 6, 2018 (Name not displayed)

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