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Goal: 30,000 Progress: 19,129
Sponsored by: The Animal Rescue Site

Homeowners across the United States are being targeted by insurance companies solely based on the breed of dog they own. Insurance companies label some dog breeds as “dangerous,” resulting in higher premiums, inferior policies, or denial of coverage altogether. This practice needs to stop, and it needs to stop now.

U.S. insurance companies can question homeowners on whether they own a certain breed of dog, and can charge more for a policy or require additional paperwork depending on the answer. This practice, known as “breed profiling,” is outlawed in some states, like Michigan and Pennsylvania, but in most states the insurance companies can outright "blacklist" policy holders for owning certain dog breeds.

It’s not just the homeowners who suffer, either. The higher premiums and lower coverage make those breeds less likely to be adopted, leaving them to languish in shelters.

Policy standards when it comes to dog breeds vary from company to company and differ by state. Some companies simply charge more in premiums for owners of a “dangerous” dog breed, while others deny coverage outright. This is not the case with all insurance companies, however. State Farm and others look at a dog’s bite history, not their breed, when calculating factors like risk, coverage, and cost.

Breed bans have been proven to be extremely ineffective, and are not based on scientific data. Dogs should be evaluated based on individual temperament, not only on their breeds. Insurance companies shouldn't be allowed to discriminate against home owners who have a dog of a "dangerous" breed. That's why a nationwide ban on breed profiling needs to be put into effect by the National Association of Insurance Commissioners.

Sign below to stop breed profiling for homeowner's insurance!

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To the National Association of Insurance Commissioners,

Homeowners should not be discriminated against and punished simply for owning any particular breed of dog, regardless of the dog’s temperament, sociability, and personal history. Breed profiling is an irrational practice that only hurts homeowners and dogs all across the United States.

Recognizing that standards and policies differ between companies, and state regulations differing as well, I ask you put into effect a nationwide ban on breed specific policies, or “breed profiling,” in relation to dog ownership and homeowners insurance.

I join with organizations including the American Bar Association, American Kennel Club, American Veterinary Medical Association, National Canine Research Council, and the U.S. Department of Housing and Urban Development, among others, who recognize that any housing or insurance policy regarding a dog should look at the dog’s behavior instead of breed.

Well-trained, socialized pets of all breeds should be allowed to be owned without the threat of penalty from insurance companies in the United States.

National Association of Insurance Commissioners, you can end breed profiling in homeowners insurance policies and create breed-neutral standards that are based on evidence, not fear. Homeowners and all breeds of dogs deserve better than what is currently taking place.


Petition Signatures

Dec 13, 2017 Donna Brock
Dec 12, 2017 Wendy Derner
Dec 12, 2017 ANNA BARRANCO
Dec 3, 2017 Elena Samoylova
Dec 2, 2017 Vicky Kammer
Dec 1, 2017 katherine burt
Dec 1, 2017 (Name not displayed)
Dec 1, 2017 (Name not displayed)
Nov 28, 2017 SERGIO ANTON
Nov 27, 2017 dolores kitney
Nov 26, 2017 Candice Paulus
Nov 26, 2017 Ligia Castillo
Nov 23, 2017 Jodi Ford
Nov 22, 2017 Natalia Drzewicka
Nov 22, 2017 Kristel Soles
Nov 22, 2017 Trisha Soles a dog breed i really want to adopt is the Akita, but they make your home insurance rates go up... I am against this breed bias profiling! Akita and Pit Bulls and all the other breeds can be just as calm and docile as a Golden Retrievers!
Nov 22, 2017 Lynne Minore
Nov 22, 2017 Caroline McKinney
Nov 22, 2017 Karen Perry
Nov 21, 2017 Kathy Sutter Good for State Farm, a compassionate & intelligent insurance company
Nov 20, 2017 Stacey Govito
Nov 17, 2017 Sheryl Precopia
Nov 17, 2017 Katt Sims
Nov 17, 2017 Jeanette Desmond
Nov 17, 2017 S G
Nov 16, 2017 Nancy Rooney
Nov 16, 2017 (Name not displayed)
Nov 16, 2017 Glenda Valle
Nov 16, 2017 (Name not displayed)
Nov 16, 2017 Nancy Dillard
Nov 16, 2017 Karen McMurray
Nov 16, 2017 Stan Benton
Nov 16, 2017 Janice McGivney Keiser
Nov 16, 2017 Elizabeth Brooks
Nov 16, 2017 Joanne McClelland
Nov 16, 2017 Nancy Jacobs
Nov 16, 2017 Marguerite Panzica
Nov 16, 2017 Memoree VanderHeyden
Nov 15, 2017 Rebecca Anderson
Nov 14, 2017 Kaitlin McGonigle
Nov 14, 2017 Paige Warren
Nov 14, 2017 eva dru
Nov 14, 2017 Terry Kunick
Nov 12, 2017 Diane Miller
Nov 11, 2017 danuta radko
Nov 11, 2017 Michelle Thomas
Nov 11, 2017 Judy johnston
Nov 11, 2017 Francis Robertson
Nov 11, 2017 Terti Lynch
Nov 10, 2017 Doreen Warren

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