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Goal: 30,000 Progress: 9,236
Sponsored by: The Animal Rescue Site

Homeowners across the United States are being targeted by insurance companies solely based on the breed of dog they own. Insurance companies label some dog breeds as “dangerous,” resulting in higher premiums, inferior policies, or denial of coverage altogether. This practice needs to stop, and it needs to stop now.

U.S. insurance companies can question homeowners on whether they own a certain breed of dog, and can charge more for a policy or require additional paperwork depending on the answer. This practice, known as “breed profiling,” is outlawed in some states, like Michigan and Pennsylvania, but in most states the insurance companies can outright "blacklist" policy holders for owning certain dog breeds.

It’s not just the homeowners who suffer, either. The higher premiums and lower coverage make those breeds less likely to be adopted, leaving them to languish in shelters.

Policy standards when it comes to dog breeds vary from company to company and differ by state. Some companies simply charge more in premiums for owners of a “dangerous” dog breed, while others deny coverage outright. This is not the case with all insurance companies, however. State Farm and others look at a dog’s bite history, not their breed, when calculating factors like risk, coverage, and cost.

Breed bans have been proven to be extremely ineffective, and are not based on scientific data. Dogs should be evaluated based on individual temperament, not only on their breeds. Insurance companies shouldn't be allowed to discriminate against home owners who have a dog of a "dangerous" breed. That's why a nationwide ban on breed profiling needs to be put into effect by the National Association of Insurance Commissioners.

Sign below to stop breed profiling for homeowner's insurance!

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To the National Association of Insurance Commissioners,

Homeowners should not be discriminated against and punished simply for owning any particular breed of dog, regardless of the dog’s temperament, sociability, and personal history. Breed profiling is an irrational practice that only hurts homeowners and dogs all across the United States.

Recognizing that standards and policies differ between companies, and state regulations differing as well, I ask you put into effect a nationwide ban on breed specific policies, or “breed profiling,” in relation to dog ownership and homeowners insurance.

I join with organizations including the American Bar Association, American Kennel Club, American Veterinary Medical Association, National Canine Research Council, and the U.S. Department of Housing and Urban Development, among others, who recognize that any housing or insurance policy regarding a dog should look at the dog’s behavior instead of breed.

Well-trained, socialized pets of all breeds should be allowed to be owned without the threat of penalty from insurance companies in the United States.

National Association of Insurance Commissioners, you can end breed profiling in homeowners insurance policies and create breed-neutral standards that are based on evidence, not fear. Homeowners and all breeds of dogs deserve better than what is currently taking place.

Sincerely,

Petition Signatures


Mar 25, 2017 Karlana Rivera
Mar 25, 2017 (Name not displayed)
Mar 25, 2017 (Name not displayed)
Mar 25, 2017 Robin Whitworth
Mar 25, 2017 Lisa Blanchard I wish there was a ban on ignorant people!
Mar 25, 2017 Anita Wylie
Mar 25, 2017 Rhonda Delgadillo
Mar 25, 2017 (Name not displayed)
Mar 25, 2017 natalie goodbred
Mar 25, 2017 (Name not displayed)
Mar 25, 2017 (Name not displayed)
Mar 25, 2017 Emerita Brito
Mar 25, 2017 (Name not displayed)
Mar 25, 2017 Tricia Adams The breed isnt bad it the idiots that "own" them insteading of loving them like a family member
Mar 25, 2017 (Name not displayed)
Mar 25, 2017 (Name not displayed)
Mar 25, 2017 Brittany Cavanaugh
Mar 25, 2017 Angela Doll
Mar 25, 2017 Judith Hill
Mar 25, 2017 Dale Berry
Mar 25, 2017 (Name not displayed)
Mar 25, 2017 Shannon Mcelaney
Mar 25, 2017 Valerie Peterson Just like racism in humans, you can't blame one dog because of.the breed. Treat each one individually. The owners make the dogs mean.
Mar 25, 2017 (Name not displayed)
Mar 25, 2017 (Name not displayed)
Mar 25, 2017 Dana Hart
Mar 25, 2017 Alycia Zeleny
Mar 25, 2017 (Name not displayed)
Mar 25, 2017 Ann Deduk
Mar 25, 2017 Vincent Guerrero Our Lily is a Pit / Lab mix, and the sweetest thing. She doesn't fit any profiling in any sense !
Mar 25, 2017 (Name not displayed)
Mar 25, 2017 Lori McSheehy
Mar 25, 2017 cari derby
Mar 25, 2017 LaDawn Mathews I have had pit's in my lifetime for many years. I have seen the good and the bad and know from experience that a bad owner makes a bad dog. I love my doggies and they should be given a chance.
Mar 25, 2017 (Name not displayed)
Mar 25, 2017 Diana Busker
Mar 25, 2017 Samantha Caplan
Mar 25, 2017 Di Nader There are no bad dogs, just bad dog owners....
Mar 25, 2017 Shelley Walbert
Mar 25, 2017 Stephanie Williams
Mar 25, 2017 (Name not displayed) There are no bad dogs, just bad owner. Stop discriminating! I have many friends who have had the breeds that insurance companies deem dangerous,and those dogs are anything BUT. I had a German Shepherd and he was the sweetest dog ever.
Mar 25, 2017 Dawn Turner
Mar 25, 2017 M Combs Pet are pets they are not breeds. Pits are friendly if they are treated that way by their families. My daughter/son are both pits owners and they are such sweet lil ones!!!
Mar 25, 2017 (Name not displayed)
Mar 25, 2017 (Name not displayed)
Mar 25, 2017 (Name not displayed)
Mar 25, 2017 Carol croteau
Mar 25, 2017 (Name not displayed)
Mar 25, 2017 (Name not displayed) Pits are what one makes them they deserve homes
Mar 25, 2017 (Name not displayed)

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