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Goal: 30,000 Progress: 20,642
Sponsored by: The Animal Rescue Site

Homeowners across the United States are being targeted by insurance companies solely based on the breed of dog they own. Insurance companies label some dog breeds as “dangerous,” resulting in higher premiums, inferior policies, or denial of coverage altogether. This practice needs to stop, and it needs to stop now.

U.S. insurance companies can question homeowners on whether they own a certain breed of dog, and can charge more for a policy or require additional paperwork depending on the answer. This practice, known as “breed profiling,” is outlawed in some states, like Michigan and Pennsylvania, but in most states the insurance companies can outright "blacklist" policy holders for owning certain dog breeds.

It’s not just the homeowners who suffer, either. The higher premiums and lower coverage make those breeds less likely to be adopted, leaving them to languish in shelters.

Policy standards when it comes to dog breeds vary from company to company and differ by state. Some companies simply charge more in premiums for owners of a “dangerous” dog breed, while others deny coverage outright. This is not the case with all insurance companies, however. State Farm and others look at a dog’s bite history, not their breed, when calculating factors like risk, coverage, and cost.

Breed bans have been proven to be extremely ineffective, and are not based on scientific data. Dogs should be evaluated based on individual temperament, not only on their breeds. Insurance companies shouldn't be allowed to discriminate against home owners who have a dog of a "dangerous" breed. That's why a nationwide ban on breed profiling needs to be put into effect by the National Association of Insurance Commissioners.

Sign below to stop breed profiling for homeowner's insurance!

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To the National Association of Insurance Commissioners,

Homeowners should not be discriminated against and punished simply for owning any particular breed of dog, regardless of the dog’s temperament, sociability, and personal history. Breed profiling is an irrational practice that only hurts homeowners and dogs all across the United States.

Recognizing that standards and policies differ between companies, and state regulations differing as well, I ask you put into effect a nationwide ban on breed specific policies, or “breed profiling,” in relation to dog ownership and homeowners insurance.

I join with organizations including the American Bar Association, American Kennel Club, American Veterinary Medical Association, National Canine Research Council, and the U.S. Department of Housing and Urban Development, among others, who recognize that any housing or insurance policy regarding a dog should look at the dog’s behavior instead of breed.

Well-trained, socialized pets of all breeds should be allowed to be owned without the threat of penalty from insurance companies in the United States.

National Association of Insurance Commissioners, you can end breed profiling in homeowners insurance policies and create breed-neutral standards that are based on evidence, not fear. Homeowners and all breeds of dogs deserve better than what is currently taking place.

Sincerely,

Petition Signatures


Aug 13, 2018 caroline Lord
Aug 13, 2018 Robert Ortiz
Aug 13, 2018 Paul Foulger
Aug 13, 2018 Heather Alexander
Aug 13, 2018 Joseph Ambat
Aug 13, 2018 Angela Abbassi
Aug 13, 2018 Jennifer Edwards
Aug 8, 2018 Michael Crowden
Aug 7, 2018 Kathryn Carson
Aug 6, 2018 Candice Sexton
Aug 5, 2018 Rita Wolff
Aug 4, 2018 Marcelo Gusmao
Aug 4, 2018 Alicyn Rivera
Aug 4, 2018 Chelsea Rivera
Aug 4, 2018 Rama Bharadwaj
Aug 4, 2018 Sheila Bull Stop please
Aug 3, 2018 Cinzia Amiconi
Aug 3, 2018 Anita Sutton
Aug 3, 2018 Kristin Siegmund
Aug 3, 2018 Debra Cortez
Aug 3, 2018 Pam Warren
Aug 2, 2018 Isabel Figueiras
Aug 1, 2018 (Name not displayed)
Jul 31, 2018 Carolyn Smith
Jul 31, 2018 Mishelle Vislisel
Jul 31, 2018 Catherine King-Chuparkoff
Jul 31, 2018 Lucia Flakus
Jul 31, 2018 Camille Clarke
Jul 31, 2018 Rachelle Craft
Jul 31, 2018 Androulla Savva
Jul 31, 2018 (Name not displayed)
Jul 30, 2018 Pam Freilich
Jul 28, 2018 Kimberly Flores
Jul 26, 2018 Brianna Anepete
Jul 23, 2018 Linda Payne
Jul 23, 2018 Anna Szmidt
Jul 23, 2018 Karen Deckel
Jul 23, 2018 Corinne WOITIEZ
Jul 22, 2018 cindy bernard STOP this!!!!!!!!!!!!!!!!!!!!!!
Jul 21, 2018 Stephanie Appleton
Jul 21, 2018 Cecile Nurit
Jul 21, 2018 mariana schuman
Jul 20, 2018 karen reedy
Jul 19, 2018 Diane Myers
Jul 19, 2018 L R
Jul 19, 2018 Octavia Salerno
Jul 19, 2018 Carol Liles
Jul 19, 2018 Lola Schiefelbein
Jul 19, 2018 Summer Patterson
Jul 18, 2018 jmeterFirstName741568364204292 jmetetlastName829481474941279 jmeterComment4145

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