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Goal: 30,000 Progress: 17,627
Sponsored by: The Animal Rescue Site

Homeowners across the United States are being targeted by insurance companies solely based on the breed of dog they own. Insurance companies label some dog breeds as “dangerous,” resulting in higher premiums, inferior policies, or denial of coverage altogether. This practice needs to stop, and it needs to stop now.

U.S. insurance companies can question homeowners on whether they own a certain breed of dog, and can charge more for a policy or require additional paperwork depending on the answer. This practice, known as “breed profiling,” is outlawed in some states, like Michigan and Pennsylvania, but in most states the insurance companies can outright "blacklist" policy holders for owning certain dog breeds.

It’s not just the homeowners who suffer, either. The higher premiums and lower coverage make those breeds less likely to be adopted, leaving them to languish in shelters.

Policy standards when it comes to dog breeds vary from company to company and differ by state. Some companies simply charge more in premiums for owners of a “dangerous” dog breed, while others deny coverage outright. This is not the case with all insurance companies, however. State Farm and others look at a dog’s bite history, not their breed, when calculating factors like risk, coverage, and cost.

Breed bans have been proven to be extremely ineffective, and are not based on scientific data. Dogs should be evaluated based on individual temperament, not only on their breeds. Insurance companies shouldn't be allowed to discriminate against home owners who have a dog of a "dangerous" breed. That's why a nationwide ban on breed profiling needs to be put into effect by the National Association of Insurance Commissioners.

Sign below to stop breed profiling for homeowner's insurance!

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To the National Association of Insurance Commissioners,

Homeowners should not be discriminated against and punished simply for owning any particular breed of dog, regardless of the dog’s temperament, sociability, and personal history. Breed profiling is an irrational practice that only hurts homeowners and dogs all across the United States.

Recognizing that standards and policies differ between companies, and state regulations differing as well, I ask you put into effect a nationwide ban on breed specific policies, or “breed profiling,” in relation to dog ownership and homeowners insurance.

I join with organizations including the American Bar Association, American Kennel Club, American Veterinary Medical Association, National Canine Research Council, and the U.S. Department of Housing and Urban Development, among others, who recognize that any housing or insurance policy regarding a dog should look at the dog’s behavior instead of breed.

Well-trained, socialized pets of all breeds should be allowed to be owned without the threat of penalty from insurance companies in the United States.

National Association of Insurance Commissioners, you can end breed profiling in homeowners insurance policies and create breed-neutral standards that are based on evidence, not fear. Homeowners and all breeds of dogs deserve better than what is currently taking place.


Petition Signatures

Oct 20, 2017 Christina Brown
Oct 20, 2017 Monica Preis
Oct 20, 2017 KELLY F
Oct 20, 2017 SEVERINE LIET
Oct 19, 2017 Vanessa Montoya
Oct 19, 2017 Winifred Boyd
Oct 19, 2017 Stacy Schermerhorn
Oct 19, 2017 Michael Friedmann
Oct 19, 2017 Deborah Croft
Oct 19, 2017 PEGGY MORRIS
Oct 19, 2017 Diane Wilder
Oct 19, 2017 (Name not displayed)
Oct 16, 2017 Diane Webster
Oct 15, 2017 Jeryl Roller
Oct 14, 2017 Karl-Heinz Braun
Oct 12, 2017 Gigi Middlebrook
Oct 12, 2017 andree luron
Oct 10, 2017 Jeanne Jackson
Oct 10, 2017 (Name not displayed)
Oct 10, 2017 John Botts
Oct 10, 2017 Martha Swartz
Oct 10, 2017 Donna Partin
Oct 10, 2017 (Name not displayed)
Oct 10, 2017 Aviva Shliselberg Stupidity is more dangerous than any dog.
Oct 6, 2017 Barbara Idso
Oct 6, 2017 Brenda Roy
Oct 6, 2017 Lucinda Humphries
Oct 6, 2017 (Name not displayed)
Oct 5, 2017 Dave Garcin
Oct 5, 2017 Marion Friedl
Oct 5, 2017 Janine Harwood
Oct 4, 2017 (Name not displayed)
Oct 4, 2017 Robin Abbott !!SIGNED!!
Oct 4, 2017 Rita Council
Oct 4, 2017 Jill Nightingale
Oct 4, 2017 Diana Jones
Oct 4, 2017 linda starrett
Oct 4, 2017 Emilie Arellin
Oct 4, 2017 deborah hastings
Oct 2, 2017 katie smith
Oct 2, 2017 Aimee Abalo
Oct 2, 2017 Lineh Derderian
Oct 1, 2017 Bonnie Steiger
Sep 30, 2017 Anna Krohn
Sep 28, 2017 Ann Slaton A barking dog is a great burglar alarm. Pet owners should get discounts no matter what breed their dog is.
Sep 28, 2017 Marie Mingus DNA is not everything.
Sep 27, 2017 Shelley Burkhardt
Sep 26, 2017 Tamara Van Voorst
Sep 26, 2017 Susana Mirazón
Sep 25, 2017 christine Starai

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