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Goal: 30,000 Progress: 20,528
Sponsored by: The Animal Rescue Site

Homeowners across the United States are being targeted by insurance companies solely based on the breed of dog they own. Insurance companies label some dog breeds as “dangerous,” resulting in higher premiums, inferior policies, or denial of coverage altogether. This practice needs to stop, and it needs to stop now.

U.S. insurance companies can question homeowners on whether they own a certain breed of dog, and can charge more for a policy or require additional paperwork depending on the answer. This practice, known as “breed profiling,” is outlawed in some states, like Michigan and Pennsylvania, but in most states the insurance companies can outright "blacklist" policy holders for owning certain dog breeds.

It’s not just the homeowners who suffer, either. The higher premiums and lower coverage make those breeds less likely to be adopted, leaving them to languish in shelters.

Policy standards when it comes to dog breeds vary from company to company and differ by state. Some companies simply charge more in premiums for owners of a “dangerous” dog breed, while others deny coverage outright. This is not the case with all insurance companies, however. State Farm and others look at a dog’s bite history, not their breed, when calculating factors like risk, coverage, and cost.

Breed bans have been proven to be extremely ineffective, and are not based on scientific data. Dogs should be evaluated based on individual temperament, not only on their breeds. Insurance companies shouldn't be allowed to discriminate against home owners who have a dog of a "dangerous" breed. That's why a nationwide ban on breed profiling needs to be put into effect by the National Association of Insurance Commissioners.

Sign below to stop breed profiling for homeowner's insurance!

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To the National Association of Insurance Commissioners,

Homeowners should not be discriminated against and punished simply for owning any particular breed of dog, regardless of the dog’s temperament, sociability, and personal history. Breed profiling is an irrational practice that only hurts homeowners and dogs all across the United States.

Recognizing that standards and policies differ between companies, and state regulations differing as well, I ask you put into effect a nationwide ban on breed specific policies, or “breed profiling,” in relation to dog ownership and homeowners insurance.

I join with organizations including the American Bar Association, American Kennel Club, American Veterinary Medical Association, National Canine Research Council, and the U.S. Department of Housing and Urban Development, among others, who recognize that any housing or insurance policy regarding a dog should look at the dog’s behavior instead of breed.

Well-trained, socialized pets of all breeds should be allowed to be owned without the threat of penalty from insurance companies in the United States.

National Association of Insurance Commissioners, you can end breed profiling in homeowners insurance policies and create breed-neutral standards that are based on evidence, not fear. Homeowners and all breeds of dogs deserve better than what is currently taking place.


Petition Signatures

Jun 20, 2018 Tina Watkins
Jun 20, 2018 Wendy Lukowitz
Jun 20, 2018 Rodney Kolar
Jun 20, 2018 Gloria SCIANDRA
Jun 19, 2018 Beverly. Speirs
Jun 19, 2018 Cara Blazucki
Jun 19, 2018 (Name not displayed)
Jun 19, 2018 Alanna Maurina
Jun 19, 2018 Connie Barrett
Jun 19, 2018 Debora Hull It's NOT the's the owner that makes dogs dangerous!
Jun 19, 2018 Meredith Knee
Jun 19, 2018 carla howard
Jun 19, 2018 J Trainor
Jun 18, 2018 Michelle Dingman
Jun 18, 2018 Vicki Russell
Jun 17, 2018 Robert Krone
Jun 16, 2018 Allison Przytulski This also affects renters. I worked in the multi-family housing industry for a few years. The hardest thing to do was to tell someone that 'pet friendly' only went as far as the company's insurance policy would allow.
Jun 16, 2018 Bridget Hopper
Jun 16, 2018 Deborah Voves
Jun 13, 2018 Elizabeth Mathews
Jun 13, 2018 Jo Dolittle
Jun 12, 2018 Patricia Dangle
Jun 12, 2018 Deena Ortiz
Jun 12, 2018 Dean LaPorte
Jun 12, 2018 Angie Hyde
Jun 10, 2018 Guy Testa
Jun 10, 2018 thomas friedman
Jun 10, 2018 Jill Tew
Jun 9, 2018 Gina White
Jun 9, 2018 carol micek
Jun 9, 2018 (Name not displayed)
Jun 9, 2018 daryl bennett
Jun 9, 2018 karyn bennett
Jun 8, 2018 (Name not displayed)
Jun 8, 2018 James H. Andrelus, Sr. "Never, never be afraid to do what's right, especially if the well-being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." – MARTIN LUTHER KING, JR.
Jun 8, 2018 Paraskevi V. Wilbur Torture is the ultimate betrayal towards any living soul and absolutely heartbreaking all the way around. You simply can not do such a horrific thing without it killing the best in you. Period.
Jun 8, 2018 Debra Robertson I have never heard of this, but it is so unfair to the animal & owners. REMOVE THIS FROM the POLICY!!! LET THEM KEEP THIER PETS!!!!!!!!!!!!!!!
Jun 8, 2018 Yvonne Fourgous
Jun 8, 2018 Doria Whitlatch
Jun 8, 2018 Rebecca Lambert
Jun 7, 2018 Anita Carter
Jun 7, 2018 Carol Felicello
Jun 7, 2018 Alora Beko
Jun 7, 2018 Maryanna Moskal
Jun 6, 2018 Kaitlyn Bellino
Jun 6, 2018 Adam Ostler
Jun 6, 2018 heather hammar
Jun 5, 2018 Siti Arafah
Jun 5, 2018 Tamara Lesser
Jun 5, 2018 Verena Kalandra

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